💰 Family Budget

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Smart alerts — all 12 months

Income this month

Expenses breakdown

Year — surplus to invest

MonthInvestOpeningClosing

🤖Two-pass auto-scheduler — tries ideal pay dates first. If any fixed bill would push balance negative, detects the problem and re-routes around the next payday automatically.

Flexible bills this month

BillIdealScheduledWhy

Daily balance

Day	Transactions	Out	In	Balance

🏦 Opening balance

Edit to match your actual account — recalculates instantly

💡Double-click any transaction to edit the amount or date. Purple = actual. Grey = budget.

💸 Temporary withdrawals

Money taken out temporarily — app tells you the latest date to return it before balance hits $0

No temporary withdrawals this month

Day	Transactions (double-click to edit)	Out	In	Balance

💰 Income sources — base amounts & schedule

ℹ️Edit the base amount for each source. Click a row to edit name/schedule. These are used every pay period unless you override them in the actuals section below.

SourceAmountSchedule

Total per payday

📅 This month — actual amounts received

⚠️If any income came in a different amount or on a different day than expected, enter it here. Leave blank to use the budgeted amount. Changes update the day-by-day balance instantly.

Source / ExpectedActual $Actual day

All expenses

ℹ️Click any row to edit · Toggle switch for flexible auto-scheduling

NameAmountScheduleFlexibleLatest

12-month rolling outlook

MonthPaydaysIncomeExpNetInvestEnd bal

Edit transaction

Amount ($)

Day of month

💸 Temporary withdrawal

⚠️The app suggests the latest safe return date based on your balance — but you choose exactly when and how much to return, including splitting it into parts.

Amount taken out ($)

Day taken out

Note (optional)

💡

Return schedule

Add income source

Emoji icon

Name

Amount ($)

Schedule

Day of month

Day of week

Month & day

This income appears once, only in the selected month — e.g. a tax refund or bonus.

Add expense